Business funding. Repaid as you trade.
Put funding towards stock, equipment or more space. Your card sales help determine the offer, with one fixed fee agreed upfront.
For eligible UK limited companies. Funding is subject to assessment and the terms of your offer.
One fixed fee
See the fee and total repayment in your offer before you accept. The fee does not grow with interest.
Repaid from card sales
A fixed percentage of your daily card takings goes towards repayment automatically.
Money into your business account
Most accepted offers are paid out the next working day. Occasionally, it takes up to two business days.
For the things
you have in mind.
There’s always something on the list. Capital can help pay for stock, equipment and improvements to your business.
Get the shelves ready.
Place the seasonal order. Buy the ingredients for a busy weekend. Put funding towards stock before the sales come in.
For business use.One fee.
The full cost, upfront.
Your offer shows the amount you’ll receive, the fixed fee and the total you’ll repay. Review them together before you decide.
See how pricing worksYour amount and fee are personal to your offer.
Busier days, more repaid.
Quieter days, less.
A fixed percentage of your daily card sales goes towards repayment automatically. The percentage stays the same; the amount follows your takings.
Your offer also sets a minimum repayment for each 30-day period and a maximum repayment term. Check both before you accept.
From your offer
to your bank account.
Offers are based on your card sales. If you’re eligible, you can review yours and decide whether to accept it.
Check for an offer
Offers are assessed using your business’s card sales. Talk to us about Capital and where to see an offer for your account.
Read the terms
Review the amount, fixed fee and total repayment. Check the daily repayment rate, minimum repayment and maximum term.
Accept your offer
Confirm the terms when you’re ready. Once accepted, the funds are sent to your business bank account.
Follow your repayments
Repayments are taken from card sales automatically. Check your remaining balance and repayment progress in your account.
Start with
your trading history.
You’ll need to meet these starting criteria. Offers depend on an assessment of your business, so meeting them doesn’t guarantee funding.
Talk through eligibilityA limited company
Capital is for limited companies. Sole traders and partnerships are not currently eligible.
At least three months trading
Your business needs a trading history for the funding assessment.
£1,000+ in monthly card sales
You need to process your card payments through us. Meeting these criteria does not guarantee an offer.
Who is Tillable Capital for?
Capital is for eligible limited companies trading for at least three months. You also need at least £1,000 in monthly card sales through us. Sole traders and partnerships are not currently eligible. Offers depend on an assessment of your business; meeting the initial criteria does not guarantee one.
How much can I borrow, and what does it cost?
Your offer sets out the amount available to your business and one fixed fee. The amount you borrow plus that fee is the total repayment. There is no standard amount or rate for every business. Review your own offer before accepting it.
How do repayments work?
A fixed percentage of daily card sales goes towards repayment automatically, so the daily amount changes with your trade. Your agreement also sets out a minimum repayment for each 30-day period and a maximum repayment term. A quieter period does not remove those commitments.
When would the money reach my account?
Once you accept the offer and confirm the terms, funds are sent to your business bank account. Most payouts arrive the next working day, although it can take up to two business days.
Who provides the funding?
Funding is provided by Adyen N.V. London Branch. We handle the experience and support. Loans provided by Adyen do not qualify as regulated credit agreements under the Consumer Credit Act 1974.
Can I get another offer later?
A further offer depends on your repayment progress, card sales and another assessment. If one becomes available, it appears in your account. Renewal or additional funding is not guaranteed.
Tell us what you have in mind.
Stock, equipment or a change to your space. Talk to us about Capital and how offers work.
Talk about Capital