Your offer
Funding is assessed using your business’s card sales. You review the terms before accepting.
- Assessed funding amount
- One fixed fee
- Total repayment shown upfront
Tillable Capital
In detail.
For eligible UK limited companies. Funding is subject to assessment and the terms of your offer.
See how offers, fixed fees and repayments work, from the first assessment to your remaining balance.
2 feature groups
Your repayments
Daily repayments are taken from card sales at the agreed percentage. Minimum repayments and the maximum term still apply.
- Automatic daily repayments
- A fixed percentage of card sales
- Remaining balance and progress in your account
Your sales give the assessment somewhere to start.
Capital uses card sales to assess funding offers. An offer is personal to the business receiving it, rather than a standard borrowing limit for everyone.
A history of trading
At least three months of trading is part of the initial eligibility criteria, alongside your company type and monthly card sales.
An offer to review
Read the funding amount and fixed fee with the repayment terms. Having an offer does not mean you have to accept it.
Keep an eye on what’s left to repay.
See your remaining balance and repayment progress in your account. Your daily repayments are taken automatically from card sales.
The agreed percentage
The percentage stays fixed while the daily repayment amount changes with sales. Your offer tells you which rate applies.
The repayment commitments
Your agreement includes a minimum repayment for each 30-day period and a maximum term. Keep these in view alongside the remaining balance.
Any further offer
Further funding is assessed separately. Repayment progress and card sales help determine whether another offer becomes available.
Your takings are part of the picture.
Take payments with Tillable and use Reporting to follow the sales behind them.
Questions and answers.
Who is Tillable Capital for?
Capital is for eligible limited companies trading for at least three months. You also need at least £1,000 in monthly card sales through us. Sole traders and partnerships are not currently eligible. Offers depend on an assessment of your business; meeting the initial criteria does not guarantee one.
How much can I borrow, and what does it cost?
Your offer sets out the amount available to your business and one fixed fee. The amount you borrow plus that fee is the total repayment. There is no standard amount or rate for every business. Review your own offer before accepting it.
How do repayments work?
A fixed percentage of daily card sales goes towards repayment automatically, so the daily amount changes with your trade. Your agreement also sets out a minimum repayment for each 30-day period and a maximum repayment term. A quieter period does not remove those commitments.
When would the money reach my account?
Once you accept the offer and confirm the terms, funds are sent to your business bank account. Most payouts arrive the next working day, although it can take up to two business days.
Who provides the funding?
Funding is provided by Adyen N.V. London Branch. We handle the experience and support. Loans provided by Adyen do not qualify as regulated credit agreements under the Consumer Credit Act 1974.
Can I get another offer later?
A further offer depends on your repayment progress, card sales and another assessment. If one becomes available, it appears in your account. Renewal or additional funding is not guaranteed.
Tell us what you have in mind.
Stock, equipment or a change to your space. Talk to us about Capital and how offers work.